.hero{padding:76px 0 30px;background:
 radial-gradient(circle at 10% 10%, rgba(217,164,65,.16), transparent 25%),
 radial-gradient(circle at 90% 20%, rgba(30,53,83,.10), transparent 25%)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:24px;align-items:center}
.hero h1{margin:14px 0 14px;font-size:clamp(2.3rem,4vw,4.5rem);line-height:.98;max-width:750px}
.hero p{color:var(--muted);font-size:1.08rem;max-width:680px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0}
.hero-points{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.hero-points span{padding:9px 12px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:700;font-size:14px}
.hero-card{position:relative}
.card-glow{position:absolute;inset:20px;background:linear-gradient(135deg,rgba(217,164,65,.30),rgba(30,53,83,.18));filter:blur(45px);border-radius:40px}
.hero-panel{position:relative;background:rgba(255,255,255,.84);backdrop-filter:blur(14px);border:1px solid rgba(221,228,238,.9);border-radius:30px;padding:28px;box-shadow:var(--shadow)}
.hero-panel h3{margin:0 0 12px}
.hero-panel ul{margin:0;padding-left:18px}
@media (max-width: 980px){
  .hero-grid{grid-template-columns:1fr}
}